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Government schemes advisory
✦ Government Schemes & Business Financing

All Government Schemes & Business Financing Options

A complete guide to PMEGP, MUDRA, Stand-Up India, CGTMSE and other subsidy-linked programs — plus business, property, project and retail financing — with hands-on advisory from application to disbursement.

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10+
Schemes & Loan Categories Covered
95%
Application Success Rate
₹5 Cr
Max Fundable Per Case
Top Schemes & Loan Categories

Explore Funding by Category

Government-backed programs with dedicated portals, and direct lending options across banks and NBFCs.

PM
Govt Scheme

PMEGP Scheme

Prime Minister's Employment Generation Programme — 15% to 35% capital subsidy for new micro-units in manufacturing and services.

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MU
Govt Scheme

PM MUDRA Yojana

Shishu, Kishore & Tarun tiers offering collateral-free loans for micro and small business owners.

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SI
Govt Scheme

Stand-Up India

Bank loans between ₹10 lakh and ₹1 crore for SC/ST and women entrepreneurs setting up greenfield enterprises.

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CG
Govt Scheme

CGTMSE Coverage

Credit Guarantee Fund Trust cover enabling unsecured business credit lines of up to ₹5 Crore without collateral.

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SF
Govt Scheme

Startup India Seed Fund

Early-stage capital support for validated, innovative business ideas under the Startup India initiative.

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UB
Business & MSME

Unsecured Business Loans

Fast-turnaround working capital for traders, manufacturers and service contractors, no collateral required.

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CC
Business & MSME

Cash Credit / Overdraft

Flexible revolving credit facilities to smooth out working capital cycles for growing businesses.

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MF
Business & MSME

Machinery & Equipment Finance

Dedicated funding for plant, machinery and equipment purchase or upgrade, tied to the asset itself.

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ID
Business & MSME

Invoice Discounting

Unlock cash tied up in unpaid invoices without waiting on your buyer's payment cycle.

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LAP
Property Loans

Loan Against Property

Long tenure of 15–20 years with maximum property valuation leverage and among the lowest interest rates.

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BT
Property Loans

Balance Transfer + Top-Up

Move an existing loan to better terms and draw additional top-up funds against the same property.

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CP
Property Loans

Commercial Purchase Loans

Financing for the purchase of commercial units, shops and office spaces for business use.

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LRD
Property Loans

Lease Rental Discounting

Borrow against future rental income from a leased commercial property.

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DPR
Project Finance

Detailed Project Reports & CMA Data

Techno-economic viability reports and CMA data preparation that underwriting desks actually approve.

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GF
Project Finance

Greenfield & Expansion Projects

Debt syndication and full underwriting defense for industrial plants, fabrication units, banquets, healthcare and education ventures.

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HL
Retail

Home Loans

New purchase, resale, or plot-plus-construction financing with surrogate income options for the self-employed.

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PL
Retail

Personal Loans & Debt Consolidation

Restructure high-cost personal debt into a single, manageable repayment for non-salaried and self-employed applicants.

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10+
Schemes & Loan Categories
95%
Application Success Rate
35%
Max PMEGP Capital Subsidy
₹5 Cr
Max Collateral-Free Funding
Specialized Advisory

Where We Add the Most Value

Beyond standard applications — the hard cases most consultants turn away.

Low CIBIL Rehabilitation

Bureau audits across CIBIL, Experian and Equifax with error correction and settlement structuring.

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NPA / OTS Settlement

One-Time Settlement structuring and restructuring advisory for SMA-2 and NPA-classified accounts.

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No-ITR Surrogate Profiling

GST-backed turnover models and banking surrogate evaluations for cash-heavy, low-paperwork businesses.

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Collateral-Free Structuring

CGTMSE-backed unsecured limits and machinery hypothecation up to ₹5 Crore, no property required.

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Not Sure Which Scheme Fits Your Case?

Tell us your requirement — we'll match you to the right government scheme or lending option and handle the paperwork end-to-end.

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+91 70090 54932

Check Your Loan Eligibility — Free

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